Fees, MediSave and insurance
Dr Wong's fees are guided by the Ministry of Health's published benchmarks for surgeons, and the figures shown are approximately the upper end of the benchmark for a routine case. The fee for your own procedure depends on how complex your case is, and the clinic explains your estimate before you decide. He is an Alliance Medinet panel doctor, and he can request pre-authorisation from Prudential, AIA and other insurers on your behalf. Eligible charges may be paid from MediSave within the limits for your procedure, and any uncovered balance is paid in cash.
How much does colorectal surgery cost in Singapore?
Dr Wong’s fees are guided by the Ministry of Health’s benchmark for a routine, typical case. The figures shown are approximately the upper end of that benchmark, and your own fee depends on how complex your case is.
Rough cost calculator
- Surgeon’s fee
- approximately $1,962
- Anaesthetist’s fee
- approximately $872
- Hospital charges
- approximately $1,417
- Total
- approximately $4,251
- MediSave, up to (Table 2C)
- $1,950
- Left to pay by insurance or cash
- approximately $2,301
A rough guide using the highest MOH benchmark figure for each item, including GST. It is not a quote. Assumes enough MediSave balance, and does not include insurance.
Scopes
| Procedure | MOH code | Surgeon’s fee, excluding GST | Including 9% GST | MediSave surgical limit |
|---|---|---|---|---|
| Gastroscopy, with or without biopsy | SF701I | approximately $1,100 | approximately $1,199 | $420 |
| Colonoscopy, with or without biopsy | SF702C | approximately $1,800 | approximately $1,962 | $1,120 |
| Screening colonoscopy, with or without biopsy | SF703C | approximately $1,800 | approximately $1,962 | $1,120 |
| Colonoscopy with removal of polyps under 1 cm | SF704C | approximately $2,400 | approximately $2,616 | $1,390 |
| Colonoscopy with removal of multiple or larger polyps | SF705C | approximately $2,900 | approximately $3,161 | $1,740 |
| Flexible sigmoidoscopy, with or without biopsy | SF710C | approximately $1,100 | approximately $1,199 | $420 |
Piles, fissures, fistulas and abscesses
| Procedure | MOH code | Surgeon’s fee, excluding GST | Including 9% GST | MediSave surgical limit |
|---|---|---|---|---|
| Haemorrhoidectomy | SF836A | approximately $3,800 | approximately $4,142 | $1,120 |
| Stapled haemorrhoidectomy | SF837A | approximately $4,200 | approximately $4,578 | $1,390 |
| Transanal haemorrhoidal dearterialisation (THD) | SF721A | approximately $3,400 | approximately $3,706 | $1,120 |
| Removal of external anal tags | SF838A | approximately $1,200 | approximately $1,308 | $420 |
| Anal fissure excision or lateral sphincterotomy | SF831A | approximately $3,400 | approximately $3,706 | $1,120 |
| Anal fissure injection | SF827A | approximately $1,100 | approximately $1,199 | $240 |
| Anal fistula excision (fistulectomy) | SF833A | approximately $3,600 | approximately $3,924 | $1,120 |
| Complex or recurrent high fistula surgery | SF832A | approximately $4,800 | approximately $5,232 | $1,920 |
| Seton insertion for anal fistula | SF720A | approximately $1,200 | approximately $1,308 | $490 |
| Perineal abscess drainage | SF841A | approximately $3,300 | approximately $3,597 | $420 |
| Ischiorectal abscess drainage | SF840A | approximately $3,400 | approximately $3,706 | $420 |
Hernia
| Procedure | MOH code | Surgeon’s fee, excluding GST | Including 9% GST | MediSave surgical limit |
|---|---|---|---|---|
| Inguinal or femoral hernia repair, one side | SF819A | approximately $6,000 | approximately $6,540 | $1,740 |
| Inguinal or femoral hernia repair, both sides | SF820A | approximately $9,000 | approximately $9,810 | $2,540 |
| Umbilical or epigastric hernia repair | SF814A | approximately $4,900 | approximately $5,341 | $1,390 |
| Incisional or recurrent hernia repair | SF823A | approximately $9,000 | approximately $9,810 | $2,380 |
Gallbladder and appendix
| Procedure | MOH code | Surgeon’s fee, excluding GST | Including 9% GST | MediSave surgical limit |
|---|---|---|---|---|
| Gallbladder removal (cholecystectomy) | SF801G | approximately $8,400 | approximately $9,156 | $2,380 |
| Gallbladder removal, complicated | SF706G | approximately $9,600 | approximately $10,464 | $2,540 |
| Appendicectomy | SF849A | approximately $7,500 | approximately $8,175 | $1,740 |
Bowel surgery
| Procedure | MOH code | Surgeon’s fee, excluding GST | Including 9% GST | MediSave surgical limit |
|---|---|---|---|---|
| Right or left hemicolectomy | SF803C | approximately $16,200 | approximately $17,658 | $2,770 |
| Colectomy (transverse or sigmoid colon) | SF806C | approximately $16,200 | approximately $17,658 | $2,770 |
| Anterior resection | SF701C | approximately $18,000 | approximately $19,620 | $3,960 |
| Colostomy | SF802C | approximately $8,000 | approximately $8,720 | $2,380 |
| Colostomy closure | SF800C | approximately $7,100 | approximately $7,739 | $2,380 |
| Rectopexy for rectal prolapse | SF828A | approximately $14,700 | approximately $16,023 | $2,770 |
| Division of limited adhesions | SF801A | approximately $7,600 | approximately $8,284 | $1,740 |
Skin lumps and cysts
| Procedure | MOH code | Surgeon’s fee, excluding GST | Including 9% GST | MediSave surgical limit |
|---|---|---|---|---|
| Skin lesion excision | SA800S | approximately $900 | approximately $981 | $240 |
| Skin or subcutaneous lump or cyst excision | SA701S | approximately $2,400 | approximately $2,616 | $760 |
| Soft tissue tumour excision | SA715S | approximately $3,600 | approximately $3,924 | $1,120 |
| Skin abscess drainage, under 3 cm | SA840S | approximately $1,200 | approximately $1,308 | $240 |
Source: Ministry of Health, Bills and Fee Benchmarks, read 5 November 2026. Surgeon’s fees only. Benchmarks are a reference, not a cap.
What makes the fee higher or lower?
The fee reflects the work involved. The figures above are approximately the upper end of the MOH benchmark for a routine case, and a more complex one can cost more. Dr Wong tells you which applies after he has assessed you.
- How complex the problem is, such as the number of biopsies or the size and number of polyps
- Whether the anatomy has been altered by earlier surgery
- Whether the procedure is done as day surgery or needs a hospital stay
- The ward class you choose, and the anaesthetist’s and facility charges
- Any extra tests, medicines or follow-up that your case needs
How does insurance work with Dr Wong?
Dr Wong is a panel doctor of Alliance Medinet, a corporate insurer network
Alliance Medinet serves corporate insurance plans from these insurers.
Dr Wong can request pre-authorisation from Prudential and AIA before your procedure, and the clinic writes in to other insurers in the same way, so you have your insurer’s answer before anything begins. Pre-authorisation is decided by the insurer and is not a guarantee of payment.
Prudential patients can claim when Dr Wong operates at Aptus Surgery (Paragon), a day surgery centre listed on Prudential’s PRUPanel Connect.
Dr Wong is a panel doctor under Alliance Medinet. Before your procedure, he can request pre-authorisation from Prudential and AIA, and the clinic writes in to other insurers in the same way. Prudential patients can claim when Dr Wong operates at Aptus Surgery (Paragon), a day surgery centre listed on Prudential's PRUPanel Connect. Pre-authorisation is decided by the insurer and is not a guarantee of payment. Eligible charges may be paid from MediSave within the limits for your procedure, and any uncovered balance is paid in cash.
- 1At your first visit, Dr Wong's team notes your insurer and plan, and explains the likely cost for your procedure.
- 2If treatment is needed, Dr Wong can request pre-authorisation on your behalf before the procedure, including from Prudential and AIA. For other insurers, the clinic writes in for pre-authorisation in the same way.
- 3You are told the insurer's decision before you proceed. Pre-authorisation is decided by the insurer and is not a guarantee of payment.
- 4Prudential patients can claim when Dr Wong operates at Aptus Surgery (Paragon), a day surgery centre listed on Prudential's PRUPanel Connect.
- 5Integrated Shield Plans already include MediShield Life. Where the insurer's approved amount does not cover the whole bill, eligible charges may be paid from MediSave within the limits for your procedure, and any uncovered balance is paid in cash.
Approval is decided by your insurer and depends on your policy, and pre-authorisation does not guarantee payment. Dr Wong is not on every insurer's panel, which does not stop you from claiming. If you hold an extended panel plan, you can also see doctors outside your insurer's panel. Some riders pay less, or apply a higher co-payment, outside the insurer's own panel, and the pre-authorisation reply shows what applies to you. Please check the details of your own policy.
Source for Prudential day surgery centres: Prudential PRUPanel Connect.
Can I have my procedure at my hospital, and will my insurance cover it?
Yes. Procedures and operations can be arranged at the hospitals below, and the clinic helps you choose one your insurer covers, so the claim and any pre-authorisation go smoothly. Consultations are at NY Wong Surgery, 3 Mount Elizabeth #09-02, Mount Elizabeth Medical Centre, Singapore 228510.
Orchard- Novena
Napier Road
Joo Chiat
Thomson Road
Farrer Park
Thomson Road
Paragon, Orchard
Day surgery centres
- Novena Surgery
- Orchard Surgery at Paragon
- Aptus Surgery Centre
- Foundation Ambulatory Centre (Novena)
- Foundation Ambulatory Centre (Orchard)
How much MediSave can I use?
Singapore Citizens and Permanent Residents can use MediSave for approved procedures, up to the surgical limit for that procedure, shown in the tables above, plus up to $830 a day for day surgery charges. For example, a colonoscopy has a surgical limit of $1,120. Any balance is paid in cash or claimed from insurance.
- Day surgery: up to $830 a day for hospital charges, on top of the surgical limit.
- Inpatient stay: up to $1,130 a day for the first two days and $400 a day from the third day, on top of the surgical limit.
- A screening colonoscopy recommended under national guidance can use MediSave within the colonoscopy limit.
- MediSave can also pay for the bills of approved family members, such as a spouse, parents or children.
Source: Ministry of Health, MediSave for inpatient and day surgery (page updated 27 August 2026), and MOH TOSP bill pages for each code, read 5 November 2026.
How is the bill paid?
MediSave
For Singapore Citizens and Permanent Residents with a MediSave account, within the limits in the table above. Your own account or an approved family member's can be used.
MediShield Life
Covers all Singapore Citizens and Permanent Residents for large hospital bills, after a deductible and co-insurance. The balance is often paid from MediSave.
Integrated Shield Plans and riders
Pay for private hospital care according to your policy. Dr Wong can request pre-authorisation first, including from Prudential and AIA, and the insurer's reply shows what is covered, including any co-payment. Pre-authorisation is not a guarantee of payment.
Cashless admission
If your insurer approves the pre-authorisation, it may issue a letter of guarantee to the hospital, which can reduce or remove the deposit. Whether this applies depends on your insurer and policy.
Corporate and employer plans
Many company plans cover specialist care, sometimes with a referral letter from your company doctor. Bring your plan details and any referral to the first visit.
Foreign patients
Foreign patients are not covered by MediShield Life. Some may use an eligible family member's MediSave for approved treatment, subject to CPF rules. Private, expatriate and travel insurance can often be used. The clinic gives a written estimate and helps with the forms your insurer asks for.
Questions about fees and insurance
Is the MOH fee benchmark a fixed price?
No. The Ministry of Health benchmark is a reference for a routine, typical case, not a cap. The figures on this page are approximately the upper end of that benchmark for a routine case, and the final fee depends on your case. More complex cases, for example more biopsies, larger polyps or altered anatomy, can cost more. You are told the figure for your own case before you decide.
Is Dr Wong on my insurer's panel?
Dr Wong is a panel doctor under Alliance Medinet. He is not on every insurer's panel, but that does not prevent you from claiming. Dr Wong can request pre-authorisation from Prudential and AIA before your procedure, and the clinic writes in to other insurers in the same way. If you have an extended panel plan you can see doctors outside your insurer's panel. Some riders pay less, or apply a higher co-payment, for doctors outside the insurer's own panel, and the insurer's reply to the pre-authorisation shows what applies to you.
I have Prudential. Can I claim if Dr Wong operates at a day surgery centre?
Prudential patients can claim when Dr Wong operates at Aptus Surgery (Paragon), a day surgery centre listed on Prudential's PRUPanel Connect. Dr Wong can also request pre-authorisation from Prudential before your procedure. Pre-authorisation is decided by the insurer and is not a guarantee of payment, so please check your own policy.
What is pre-authorisation?
Pre-authorisation is a request sent to your insurer before treatment, asking it to confirm that the procedure is covered and how much it will pay. Dr Wong's clinic writes the request for you, so you know the insurer's decision before you go ahead. Pre-authorisation is decided by the insurer and is not a guarantee of payment.
What does the surgeon's fee not include?
The surgeon's fee covers Dr Wong's professional fees for the procedure. The anaesthetist's fee, hospital or day-surgery facility charges, medicines, and any tests such as scans or laboratory work are billed separately, and the clinic goes through them with you when you plan treatment.
Will the clinic help with my insurance claim?
Yes. The clinic prepares the pre-authorisation request and the medical reports your insurer asks for, and tells you the insurer's decision before you go ahead. Keep your policy number and any rider details ready.
Can I pay with MediSave and MediShield Life?
Often, yes, for approved surgical procedures and day surgery, within the withdrawal and claim limits for each procedure. Integrated Shield Plans already include MediShield Life. Eligible remaining charges may be paid from MediSave within the withdrawal limits and your available savings, and any uncovered balance is paid in cash. The clinic checks the limits for your procedure.